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Your referral hub — 50/50 JV split on every deal you refer
💰 50/50 JV Revenue Split
- 1Share your referral link with anyone interested in getting a life insurance license without the exam.
- 2When they book a free consultation via your link, the lead is tagged to you.
- 3When they complete their licensing process through SmartFlex, you earn a 50/50 revenue split.
- 4Your 50/50 split is paid monthly via check or direct deposit.
✅ Quick Start Checklist
- ✓Sign up and get your unique referral code — Done!
- 2Add a headshot to your profile (builds trust with prospects on your referral landing page).
- 3Watch the training videos in the Training tab to understand what you're offering.
- 4Share your referral link on social media, with friends and family, or in your professional network.
- 5Submit client docs once a prospect is ready to move forward.
Profile Photo
Shown on your referral landing page to build trust with prospects.
To update your contact information, email partners@smartflexagency.com.
Fill out this form when a client is ready to move forward. Our team will review and follow up.
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Leads that came through your referral link. Updated in real time.
| Name | Phone | Date | |
|---|---|---|---|
No leads yet. Share your referral link to get started! | |||
Everything you need to understand and sell the SmartFlex licensing path.
SmartFlex Agency helps aspiring life insurance agents get licensed in Georgia without passing a traditional exam. Through a 20-hour pre-licensing course and the company sponsorship path, agents can bypass the standard exam requirement.
- No traditional exam required (for qualified candidates)
- 20-hour pre-licensing course can be completed online
- SmartFlex sponsors your application through the Georgia DOI
- Background check required — most candidates qualify
The best prospects are people who have ever expressed interest in financial services, insurance, or building residual income. Here's how to introduce the opportunity:
- The opener: "Have you ever thought about having your own insurance license? I found a way to do it without the exam."
- The hook: "It takes about 20 hours of online coursework and then you're licensed to sell life insurance and earn commissions on every policy."
- The close: "I can send you a link to book a free call with SmartFlex — they'll walk you through it all."
Before sending a prospect to book a call, make sure they meet the basic requirements:
- Must be 18+ years old
- Must be a Georgia resident (currently)
- Must be able to complete a background check (no major felonies)
- Must have time to complete the 20-hour pre-licensing course
- Must have a valid SSN
Detailed commission information will be available soon. For current rates, contact partners@smartflexagency.com.
Social media strategies, in-person networking tips, and content ideas for promoting your SmartFlex referral link. Coming soon — check back shortly.
"Is this MLM?" No. You're referring people to get licensed — you earn a 50/50 JV revenue split on every deal, not a downline cut.
"How much can someone earn with a license?" Life insurance agents can earn $50K–$200K+ per year depending on their book of business. There's no cap.
"Is this legitimate?" Yes. SmartFlex Agency is a licensed insurance agency operating under Georgia DOI regulations.
"Do I need to know anything about insurance to refer someone?" No. Your job is to make the introduction. SmartFlex handles the rest.